The holiday season is officially in full swing, and the end of the year is approaching quickly. Do you know what that means? Your dental insurance benefits may be expiring soon. Since it’s a monthly investment, it only makes sense that you’d want to make the most of it while you still can. Optimally using your coverage will not only help you save money, but enjoy a healthy smile as well. With that in mind, continue reading as we share a few ways you can maximize your dental insurance benefits.
Regularly Visit Your Dentist for Preventive Care
We only get one set of teeth in our lives, which is why it’s crucial to take proper care of them. Aside from a good oral hygiene routine, you must attend all your preventive checkups and cleanings. Visiting your dentist every six months is essential for preventing, detecting, and treating oral health issues before they become severe. The good news? Getting regular preventive dental care doesn’t have to break the bank. Since preventive dentistry is critical for a healthy smile, most dental insurance plans will cover services like oral examinations, teeth cleanings, and routine X-rays at little or no cost to you.
Understand Your Dental Insurance Coverage
Although most dental insurance policies only cover preventive dental care, you might be able to use your benefits for other types of dental work. For example, if you have a compromised tooth that requires a filling, your insurance might cover it since it’s considered restorative. Similarly, dental crowns may be covered if your dentist deems them medically necessary. Of course, every policy is different which is why it’s important to review the details of your specific plan to understand what’s covered and by how much.
Find Out When Your Benefits Expire
Every dental insurance plan is unique and varies from person to person. They either operate by calendar year or by plan year. If your dental benefits run on a calendar-year basis, they’ll renew on January 1st, meaning you’ll have to pay your deductible again after the first of the year. Your annual maximum will also reset at the beginning of your plan year, so depending on your plan, you might lose part of your annual maximum allotment from the previous year.
Schedule Complex Dental Treatments in Advance
Generally, complex dental treatments and procedures require multiple appointments to complete. If you need dental work that exceeds your annual maximum, ask your dental team if you can schedule part of it this year and the rest next year. With this strategy, you can use two annual maximums instead of just one and significantly reduce your out-of-pocket expenses.
Have you made the most out of your dental insurance this year? If not, don’t worry – there’s still time to do so. By following the tips outlined above, you can maximize your dental insurance benefits and walk into the new year with a healthier smile and more money in your pocket!
About the Practice
At Kind Care Dentistry, we offer exceptional, personalized, high-quality dental services that the entire family can enjoy. Our highly trained and dedicated team is passionate about helping patients of all ages achieve their happiest, healthiest smiles. If you have any questions about your dental insurance benefits, we’ll be more than happy to answer them for you. Visit our website or call (904) 278-9011 to speak to a member of our team.